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信用記錄:借款人的信用記錄是決定貸款成數的重要因素之一。有良好信用記錄的借款人通常可以獲得較高的貸款成數。There is also concern, just as There was with other countries stepping up attempts to limit the exposure of delicate articles on the web, that it could censor legitimate speech.此見證案